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Last Updated: 07/15/2025

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At Mora Insurance, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at https://www.bzbealifeandhealthagent.com, including any services, features, or content provided through the website (collectively, the "Service"). By using our website, you consent to the practices described in this Privacy Policy.

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1. Information We Collect

When you visit our website, we may collect the following types of information:

a. Personal Information:

We may collect personal details such as your name, email address, phone number, mailing address, and other identifying information that you provide to us when you:

• Register an account

• Request a quote or submit an inquiry

• Fill out forms on our website

• Subscribe to our newsletter or marketing communications

• Contact customer service

b. Non-Personal Information:

We may collect non-personally identifiable information automatically when you visit our website, including:

• IP addresses

• Browser type

• Operating system

• Pages visited on our site

• Referring URLs

• Time spent on the website

This data helps us improve the functionality of our site and tailor our services to better suit your needs.

c. Cookies and Tracking Technologies:

We use cookies, web beacons, and other tracking technologies to enhance your experience on our website. Cookies are small files placed on your device that allow us to recognize your browser and capture certain information. You can adjust your browser settings to refuse cookies, but this may limit some features of the website.

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2. How We Use Your Information

We use the information we collect in the following ways:

• To provide, maintain, and improve our services

• To process requests for insurance quotes, applications, and claims

• To respond to your inquiries and customer support requests

• To communicate marketing and promotional materials, if you have opted in

• To analyze website usage and improve website performance and functionality

• To comply with legal obligations or enforce our terms and conditions

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3. Sharing Your Information

We respect your privacy and will not share your personal information with third parties, except in the following circumstances:

• Service Providers: We may share your information with trusted third-party service providers who assist us in operating our website, conducting business, or servicing you (e.g., hosting providers, marketing agencies, payment processors). These third parties are obligated to keep your information confidential.

• Legal Compliance: We may disclose your information if required by law or to protect the rights, property, or safety of Mora Insurance, our customers, or others.

• Business Transfers: If Mora Insurance is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

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4. Data Security

We take appropriate security measures to protect your personal information from unauthorized access, alteration, or disclosure. However, please note that no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

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5. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal data:

• Access: You can request to view the personal information we have about you.

• Correction: You can request updates or corrections to your personal information.

• Deletion: You can request that we delete your personal information, subject to certain exceptions.

• Opt-Out of Marketing: You can opt out of receiving promotional communications from us by clicking the unsubscribe link in the emails we send you or by contacting us directly.

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6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to review their privacy policies before providing any personal information.

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7. Children's Privacy

Our website is not intended for children under the age of 13, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete such information as quickly as possible.

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8. Changes to This Privacy Policy

Mora Insurance reserves the right to update this Privacy Policy at any time. Any changes will be posted on this page, and the date of the most recent update will be noted at the top of the page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

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9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

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Mora Insurance

Email: beatriz@bzbealifeandhealthagent.com